Cockpit Insurance · P&C, Life, Health & Marine
Underwriting, exposure surveillance, compliance and claims — for all insurance carriers: P&C, life & protection, health, marine, transport, liability and reinsurance.
Insurers — P&C, life & protection, health, marine, transport, professional liability, reinsurance — manage risk portfolios across data scattered between core systems, external registries, sanctions lists (OFAC, EU, OFSI) and legacy claims systems. Exposures shift fast — climate risks, health fraud, dark fleet, cyber, emerging risks — while underwriting traceability requirements keep rising under sector regulation (Solvency II, ORSA, DORA). Correlating these sources manually costs days of analyst time per file.
MERIDIAN unifies underwriting, behavioural portfolio surveillance, continuous sanctions screening and claims intelligence into a single agentic intelligence — configured per the carrier's line of business (P&C, life, health, marine, transport, liability). Every alert arrives with its full investigation file, signed sources and confidence score — defensible to regulators, underwriting committees and Solvency II auditors.
What MERIDIAN does for you.
MERIDIAN spans the full insurance market. In P&C and liability, it steers underwriting policy, anticipates cumulative exposures and triages claims. In life & protection, it monitors portfolio risks and detects declaration anomalies. In health, it identifies fraud patterns and optimises medical triage. In marine, P&I and transport, it detects suspicious AIS gaps, opaque STS transfers, flag switches and concentrated exposures. In reinsurance, it models cessions and cascade exposures. MERIDIAN reasons on your sector applications — core insurance (Guidewire, Sequel, Duck Creek), specialised registries (MarineTraffic, Spire, Windward for marine), sanctions platforms (Pole Star PurpleTRAC, Dow Jones Risk), claims systems and actuarial repositories. Full risk profile in 90 seconds, where an analyst takes a day.
AURA reads from your IS: only the data relevant and impactful for Business decision-making enters the ontology.
To explore MERIDIAN capabilities on marine insurance & risk (vetting, dark fleet, sanctions, claims) in depth, visit the dedicated site.
Discover MERIDIAN in detailThe knowledge agents shipped with this cockpit
— ready to use, customised for you.
Preset Insurance · P&C, Life, Health & Marine.
Universal principles.
The examples above use the Insurance · P&C, Life, Health & Marine preset. The principles below hold for any organisation steering a real operation — regardless of sector.
Business understanding precedes the model. AURA adapts its ontology to your organisation's reality before contextualising its agents — never the reverse.
AURA plugs into your systems and reads only the data relevant to the decision. Legacy stays in place, without disruption.
Every recommendation is anchored on the data that produced it. Reproducible to the board, auditable to the regulator — by design.
AURA reasons at the intersection of constraints — finance, operations, compliance, customer. No silo optimisation: a decision that holds across the full scope.